Wall Cottage is set in a south facing walled garden with a pond and stream feature leading to an historic well.
The front door opens to a large hallway leading to the sitting room, kitchen/diner, shower, WC, laundry room, pantry and reading nook. There are two staircases leading to the first floor.
The kitchen has fitted units and a sit-up island along with seating for 10 around the dining table, overlooking the front garden. Light streams through the expansive windows, making this an ideal hub for family life and entertaining. There is a separate pantry and laundry room.
The sitting room is dreamy, with an open fire and two window seats. There is space for seating for up to 8 people. South facing, the sitting room has natural daylight all day and is the perfect space for relaxing during the day and cosy nights in front of the fire.
Stairs from the sitting room lead to the main suite with a double room and luxurious en-suite bathroom featuring a signature Albion Torre Duo freestanding bath tub for an indulgent bath experience.
There is an adjoining door to bedroom 4 which can be locked if you wish to keep the main suite separate.
The second staircase leads from the main hallway up past a partly exposed Cotswold stone wall to bedrooms 2, 3 and 4. Cosy bedroom 2 has an en-suite shower room. Bedrooms 3 and 4 are modest doubles and share a family bathroom with shower over bath.
The detached annexe presents a significant opportunity for additional accommodation, office or entertaining space.
This 552 sq ft space has an open plan ground floor with a shower room. Double doors overlook the front of the property while an additional single door opens into the walled courtyard of Wall Cottage.
Upstairs there is a large eaved room, ideal as a double or triple bedroom.
While the annexe does not currently have a kitchen, this could easily be added if desired.
Ashton Keynes is a pretty village on the Wiltshire Gloucestershire border. The village has a strong sense of community where locals greet visitors as they pass by. In the heart of the village there’s a highly rated pub and village store, both community run and a village hall – collectively they play host to regular events.
From Wall Cottage the village centre is an 8 minute stroll while Cotswold Water Park is just a 3 minute walk, with its 40 square miles of lakes, fields, facilities and activities. For the active, the water park offers kayaking, water-skiing, stand up paddle boarding, indoor and outdoor swimming pools, archery and horse riding.
The River Thames runs through the village as does the Thames Path, winding through the countryside towards London. The surrounding area offers endless opportunities for walks to nearby villages, the water park and along the Thames Path.
Cirencester is 5 miles away, Cricklade 3 miles and Swindon 12 miles. So while the village is quiet and calm there are excellent facilities a short drive away.
Ashton Keynes optimises idyllic village life, presenting a wonderful opportunity for the new owners of Wall Cottage to enjoy an enviable lifestyle.
For further information on the Cotswolds click here.
M4: 7 miles
Swindon train station: 25 mins, 49 mins from London Paddington
Kemble train station: 15 mins, 1hr 13 mins from London Paddington
Oxford & Bristol: Under 1 hour by road
I moved to Ashton Keynes 5 years ago when I spotted Wall Cottage on the market. Back then it was quite dated but I could see the potential. It has so much character and the location is lovely, tucked away and private with village facilities a few minutes’ walk away.
I renovated the whole cottage right down to plumbing, electrics, insulation, kitchen, bathrooms and flooring. I also fitted a new staircase so you don’t need to walk through one bedroom to get to another.
The pond and stream are new too. The River Thames runs through the village, here it’s a small grassy stream with clear water. Quite a few houses in the village have bridged driveways across the river so water is a common feature for properties here. I created a stream and pond in the garden running down to the well and it’s now home to quite a few fish.
The annexe is new and provides so much extra space, it’s deal as a games room, office or guest annexe. We’re currently using it as an office, if we were staying I’d turn it into a self-contained annexe.
My favourite rooms are the sitting room and main bedroom en-suite. The en-suite has a roll-top Albion bath, it’s quite tall like me, so even my shoulders are under water in the bath. I feel like I’m in a 5* country retreat in there!
The sitting room is the perfect place to relax too, it’s south facing so light comes in all day long, but I’m not overlooked. I’ll sit in front of the fire with the dogs at my feet and the cat on my lap, relaxed and content. Being content means a lot to me, it’s more than liking something it’s about feeling calm, relaxed and happy and I have that here.
In the garden there’s a gentle sound of running water from the stream and pond, dragonflies and birds visit, we’re surrounded by nature here. It’s also low maintenance, I can go away for weeks a time and come back with no work to do, I can just relax and enjoy the garden.
Ashton Keynes is very pretty and although it’s quiet it’s very friendly. The village pub and shop are the hub of the village and very welcoming. The pub serves great food and they host events during the year. The shop has the feel of a holiday village shop so popping to the shop feels like being on holiday! They have the basics you need.
The village hall is well used too, they host regular events such as cinema evenings, Christmas and New Year parties, clubs and societies and charity events etc. There’s also a strong musical element in the village, we have a few home-grown groups who tour around the region and play here regularly. There’s something for everyone in the village really.
The primary school here is rated ‘Outstanding’ and leads to good secondary schools. There’s a strong, supportive community of parents in the village who socialise often. Some people move here for the school and community life and a lot of residents stay here throughout adulthood, that says a lot.
We’re surrounded by fields here, Cotswold Water Park and has the River Thames running through it. The Thames path goes all the way to London, not that I’ve walked there yet! The walks around here are beautiful and go for miles and miles. Outside of the village Tetbury and Westonbirt Arboretum are worth visiting, both beautiful with great walks.
Cirencester is 6 miles away with a big supermarket and plenty of shopping, I go there quite a lot. Swindon is 13 miles away with a couple of cinemas so we go there for nights out sometimes. The drive into the village from Swindon is wonderful, you get a great feel for the open countryside around us, although we’re still well connected.
I’m moving in with my partner so it’s time to sell up. We’re not going far though!
*Funding & Return On Investment – Overview
Wall Cottage would make an ideal holiday home, either for personal use and/or as an investment. The total potential income from short term holiday lets is over £100,000 per annum which makes Wall Cottage an exceptional investment. Below are some illustrations on how to maximise the investment potential of a second home.
Income Tax on Rental Income
If you are looking to expand your property portfolio and invest in Buy-to-let (BTL) properties you could potentially become liable to tax of up to 45% of the rental income.
Potential Solution: If the appropriate tax/company structure is used to house the BTL properties then a resulting core benefit of a reduction in tax on the rental income to 19% can be obtained.
Capital Gains Tax (CGT)
Capital Gains Tax is a tax on the profit when you sell (or ‘dispose of’) something (an ‘asset’) that’s increased in value. It doesn’t apply to your main residence or on gifts to a spouse but it may be levied on additional properties such as buy to let properties or second homes. However, CGT is not applicable on properties after death which presents a more tax efficient way to invest in property, if your circumstances allow.
Potential Solution: With the use of an appropriate tax/trust structure from outset CGT can be mitigated. One of the most popular methods being to gift a property to a child which also gives a perfect opportunity for their first steps on the property ladder. Early planning is key though as the longer you wait the more chance the property will grow in value and become liable to CGT.
To read the full investment article click here.
For more information and/or independent financial Advice, please contact:
Independent Financial Adviser
Blacktower Financial Management Ltd
A BTL mortgage for an Airbnb/short-term rental property is available at up to 75% loan to value (75% loan, 25% deposit) with a 5 year fixed interest rate of 3.95% and a 2% arrangement fee. Estimated monthly repayments on an interest only loan would be £1,650
For more information please contact:
Mortgage & Protection Advisor
* This is for information only and should not be seen as advice or recommendation to act. If you wish to take action, please seek Independent Financial Advice First.